Banking

What's your money up to when it's not in your pocket?

The checking and savings accounts below make sure that your cash is busy funding renewable energy projects and climate solutions while it's at the bank.

Savings Accounts

What is an Atmos Climate-Positive Savings Account?

  • Savings account that earns 1.2% monthly savings rate
  • Increase to 2.4% savings rate per month by making monthly recurring donations to at least one listed climate nonprofit organization
  • Deposits fund climate-positive initiatives like renewable energy, regenerative agriculture, and electric transportation
  • Deposits will never support fossil fuel extraction, fast fashion, clean energy projects that displace marginalized communities, and other related industries

Last updated: 02/03/23

Checking Accounts

What is an Atmos Cash-Back Checking Account?

  • Earn up to 5% cash back when using your debit card on purchases at climate-positive companies
  • Deposits fund climate-positive initiatives like renewable energy, regenerative agriculture, and electric transportation
  • Deposits will never support fossil fuel extraction, fast fashion, clean energy projects that displace marginalized communities, and other related industries

Last updated: 02/03/23

What is a Clean Energy Credit Union Checking Account?

  • When you put your cash in one of these accounts, you can earn 3.56% interest (see conditions on site)
  • Your funds are used to provide loans to other credit union members installing renewable energy projects or purchasing electric vehicles
  • This account is online only, but has no monthly maintenance fees. Access to ATM withdrawals at over 32,000 locations

Last updated: 02/03/23

What is a Beneficial State PositiveChange eChecking Account?

  • For around every $100 dollars deposited, around $12 will be used to make loans for environmentally sustainable projects
  • None of your deposits will be used to fund fossil fuels or coal — however, they might be used to fund affordable housing or other mission-based projects unrelated to environmental causes.
  • This online account has no monthly service charges but requires a $50 deposit to open

Last updated: 02/03/23

Coming soon!

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